What is the Secure Vault?

The Secure Vault is a powerful digital feature offered by MuslimWills, designed to safeguard sensitive documents and instructions for after you pass away. It combines cutting-edge technology with Islamic end-of-life planning to ensure your Will, obligations, and essential information are preserved securely and privately — accessible only by your appointed Executor.

🔐 Bank-Grade Security

The Secure Vault uses bank-grade encryption to protect your personal data. This means your files are stored with the same level of security used by leading financial institutions, ensuring confidentiality, integrity, and peace of mind for your family.

📁 What Can You Upload to the Secure Vault?

MuslimWills' Secure Vault goes beyond storing your Islamic Will. You can upload a comprehensive range of documents and information, including:

1. Legal Documents
   • Scan of signed Will
   • Advance Health Directive or Living Will (for medical reference)
   • Birth certificate
   • Marriage or divorce certificates
   • Death certificates of predeceased spouse or children (if applicable)

2. Asset Information

• Property deeds or title documents
• Superannuation account details (with nomination forms)
• Bank account numbers and institutions
• Investment accounts (shares, managed funds, crypto wallets, etc.)
• Business ownership records, partnership agreements
• Vehicle ownership documents
• Valuations of significant personal items (e.g. jewellery, art, collectibles)
• Insurance policies (life, home, car)
• Personal loans you have given out and contact details of the borrower(s)

3. Liability Information

• Mortgage documents
• Personal loans and contact details of lender(s), credit card accounts
• Ongoing service contracts (utilities, subscriptions, leases)

4. Digital Assets and Access

• List of email and social media accounts
• Usernames for online accounts or utilities
• Usernames for cloud storage, subscription services
  (Note: Passwords should not be included in the Vault)

5. Funeral & Burial Information

• Prepaid funeral or cemetery plot details
• Funeral fund details

6. Outstanding Islamic obligations, such as:

• Fasts to be made up
• Missed prayers (salah)
• Kaffarah (expiation for broken oaths or missed fasts)
• Unfulfilled zakat or hajj

7. Contact Lists (Names and contact details for:)

• Executor(s)
• Lawyer or legal adviser
• Accountant
• Financial adviser
• Key family members or beneficiaries, and their relationship to you
• Overseas family or relatives

8. Personal Messages, including letters and/or video messages to loved ones

🧑‍⚖️ How Does an Executor Access the Vault?

Accessing the Vault is straightforward — but strictly controlled to ensure security and privacy. Here's how your nominated Executor can access the Vault after your death:

1. Secure Vault Access Code: Your Will includes a unique access code for the Vault. This ensures only the Executor(s) you have trusted with your estate can retrieve sensitive information.
2. Verification by MuslimWills: The Executor must:
   • Provide evidence of your death (e.g., death certificate),
   • Provide the access code found in your Will (before the Annexure), and
   • Submit their photo ID to confirm they are the appointed Executor.

Access Granted: Upon successful verification, MuslimWills will guide the Executor to access the Vault and manage your estate as instructed.

📌 Why Use the Secure Vault?

• Centralised & organised: Keeps all essential estate documents and instructions in one place.
• Highly secure: Bank-grade encryption and identity verification protect your information.
• Faith-based: Accommodates Islamic obligations and culturally sensitive instructions.
• Executor-ready: Ensures a smooth, efficient process for your Executor to carry out your final wishes.

Plan wisely. Store securely. Leave clarity.

The MuslimWills Secure Vault ensures your legacy is honoured — with greater ease and practicality for your Executor(s).