Is MuslimWills the Right Product for You?
Tasnim Saeid
7 May 2025

Creating an Islamic Will is a vital step in ensuring your estate is distributed in accordance with your faith and values. But is MuslimWills the right fit for your situation?
The answer lies in understanding the type of estate you have — whether it is a simple estate or a complex estate. MuslimWills is specially designed to serve the needs of those with simple estates, providing a fast and affordable Will, made in compliance with Australian law and Islamic principles. It is a tailored solution for everyday Australian Muslims.
✅ What is a Simple Estate?
A simple estate refers to one with clear assets, straightforward liabilities, and uncomplicated family circumstances. It typically includes:
- Personal assets held in your sole name or jointly with others — such as a family home, investment property, bank accounts, car, household items, shares, cryptocurrency, or superannuation.
- Defined debts, like a mortgage, personal loan, credit card balance, or utility bills, with no major financial disputes or insolvency concerns.
- A clear family structure, such as a single spouse or without financially dependent individuals requiring specialised provision or guardianship.
- Fixed entitlements or interests in a business, company or trust — as long as they do not involve discretionary powers, tax complications, or ongoing management roles.
MuslimWills specialises in preparing Wills for these simple estates, enabling you to meet your Islamic obligations with confidence and ease.
❌ What is a Complex Estate?
Your estate may be considered complex if it involves factors that require personalised legal, financial, or religious guidance beyond the scope of a simple Will. This includes:
- Ownership, entitlements or interests in trusts, companies or businesses that are not fixed (such as held in trust, divested, contingent or deferred)
- Business or company ownership involving managerial or discretionary roles, which require documents beyond a Will — such as shareholder agreements, operating agreements, or trusts — to ensure continuity
- Significant debt, bankruptcy risk, or ongoing legal proceedings
- Complex families, involving multiple spouses, estranged relatives, or disputed guardianship
- Minors or vulnerable beneficiaries needing tailored trusts (such as persons with a disability)
- Unusual, illiquid or hard-to-value assets such as art, rural property, or royalties
- Digital assets or IP like online businesses or extensive crypto portfolios
- Complicated superannuation arrangements, particularly where nominations are unclear, outdated, or contested
- Undocumented or disputed asset ownership, such as informal arrangements or unclear joint ownership
- Ongoing legal proceedings or family law disputes that may affect estate administration
- Overseas assets or multiple citizenships, which may involve countries that do not recognise an Australian Will, or have legal, tax or residency implications that the testator must consider and plan for
- Intentions to depart from standard Islamic inheritance allocations, which may need specific legal and religious structuring
If your estate involves any of these features, you may require specific advice from a lawyer or qualified Islamic scholar to make an informed decision and plan accordingly.
📝 The Bottom Line
MuslimWills is ideal for individuals and families with simple estates looking to fulfil their Islamic duty efficiently. It provides a streamlined way to protect your loved ones, express your burial wishes, and ensure your wealth is distributed in accordance with Shari’ah — without the high cost or complexity of traditional legal services.
Not sure if your estate qualifies as simple? Please contact the team for guidance on: https://www.muslimwills.com.au/contact-us or send a message to: 1300 297 232.
Summary
MuslimWills is best suited for individuals with simple estates—those with clear assets like a home, bank accounts, superannuation, and no major debts or family complexities. A simple estate typically involves straightforward personal property, limited liabilities, and a clear family structure. In contrast, complex estates involve factors like trusts, businesses, overseas assets, blended families, or significant debts, and require tailored legal advice. MuslimWills offers an affordable, Shari’ah-compliant solution for simple Islamic Wills, helping Australian Muslims meet their religious and legal obligations with confidence.